What if my car insurance won't cover me?

Thank you, Jordee. There were no witnesses, the street was empty at the time. There were traffic cameras at the intersection right before the accident, but I don't know how I can request access to the footage. I called the police department and they told me to get my insurance to request it, but as I've said, they won't have anything more to do with it. Before this happened, we were both positive that I was covered... hindsight, I should have double checked.

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